Xcash online loan app: Get instant cash loan in Nigeria

Xcash loan app is an online lending platform in Nigeria in which you can borrow money and payback in a more convenient time. You can borrow loan of up to ₦100,000 unsecured from this app. This is, you do not need any paperwork, upfront fee nor collateral to apply for xcash loan.

In this article, I will show you how to get loan from xcash, it’s requirements, loan term, interest rate, their customer care service and lot more.


 Loan amount

You can borrow money from ₦10,000 to ₦100,000 from xcash loan app

 Loan period

Xcash loan term ranges from 91 to 180 days. You are required to repay your loan during this period.


Interest rate

Xcash loan APR ranges from 24% to 56% per annum


If you choose a 6-month loan and borrow ₦10,000, Xcash charges an interest rate of 4% per month.

Interest Rate: 4% and The APR is 56%.180 days Repayments of ₦2,400.Total amount payment is NGN12,400.


Requirements to get Xcash  Loan

For you to be given Xcash loan, you need to meet it’s requirements. This loan app requirements are highlighted below:

1. You must be a citizen of Nigeria. Living in Nigeria.

2. Your age must be within the range of 18 to 60 years

3. Have a stable monthly source of income

4. Must have An Android phone with stable internet connection

5. Your phone number

6. The bank account number with which you will receive the borrowed amount

7. Your Bank Verification Number (BVN)

8. The details on your ATM card will also be needed


How to get Xcash loan 


•Download Xcash app on your android phone 📱

• Install the Xcash APP from the play store.

• Register for an account with your phone number and receive OTP.

• Select the product you would like to apply for.

• Fill out your information correctly then submit the application.

• Get profile approval

• Get your loan disbursed into your bank account


Xcash customer care service

Their customer care service are always happy to hear from you! If you have any feedback, questions or concerns, complaint or suggestions:

• they are available 24/7 to assist you with your request

• Service Hotline: 017001000 (9am – 6pm(Mon-Fri), Sat-9am-5pm)

• Service Email:

• Facebook :

• Office Address:  Sauket St, Ikeja GRA, Ikeja, Lagos, Nigeria


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