Lucky Loan app: Get instant personal loan in Nigeria


Lucky Loan is a professional Loan Platform for mobile users in Nigeria. It makes easy and convenient for everyone to get loans anytime with no stress. Are you in urgent need of cash to pay bills or improve business? If so, this app will be of help to you in borrowing money.

In this article, I will show the loan amount lucky loan app gives to customers, their requirements, features of their loan, how to get instant cash from them and their customer care service.

One interesting thing about this online loan app is that you do not need any paperwork, collateral or documents to process your money unlike bank loan. So, with just some few easy steps, you can login to the loan app and borrow cash, which would be disbursed immediately into your bank account.

Loan amount

This loan app offers customers cash ranging from ₦1,000 – ₦50,000 as a first timer. 


Loan term

The shortest is 91 days, the longest is 180 days. You are required to pay within the range of these days.

Interest rates

Maximum annual interest rate APR: 16% -21% APR

Service Fee: 0


If you choose a 6-month loan and borrow ₦1,000, SuperCash charges an interest rate of 1.3% per month. And the interest rate is 7.9%, we would charge you ₦79 as interest of 6-month repayment period. Total amount of repayment is ₦1,074, monthly payment is ₦179.

The customer borrows: ₦1,000 for 180 days (6 months), the APR is 7.9%

So the total Interest would be ₦1,000 * 7.9% = ₦79

The monthly payment would be (₦1,000 + ₦79 )/6 = ₦179



–Must be between the ages of 18-60 years old

–Have a stable job or source of income

–Have a working bank card account

–Must have a mobile phone with stable internet connection

–Must have a working phone number

 Benefits of the loan app

1. Safety

Lucky Loan promises to protect all consumer information and ensure user privacy. They ensure to keep your data and all transactions safe.

2. Fast

Your application will be approved quickly and easily, and funds will be paid to the user’s personal account immediately

3. Excellent service.

Customer servicers will always be ready to help users solve the matters they meet along the line.

Lucky loan app is designed to care for your needs.

Note: make sure you read their terms and conditions before accepting a loan offer from them.

How to get Lucky loan 

1. Download lucky loan app from Google play store

2. Sign up with your personal details

3. Apply for loan

4. Wait for loan approval

5. Get your loan into your bank account in seconds.

Customer care service

If you have any problems during use of the app,  please contact their customer care service through the details below, they promise to solve your problems in time.

Customer Service Email:


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