Internet Service Provider (ISP) – An ISP is a company that provides access to the Internet to both personal and business customers. ISPs make it possible for their customers to surf the web, shop online, conduct business, and connect with family and friends—all for a fee. ISPs may also provide other services, such as email accounts, … Read more
Longshore and Harbor Workers’ Compensation Act (LHWCA) is a federal law that provides compensation, medical care, and vocational rehabilitation services to employees disabled from on-the-job injuries that occur on the navigable waters of the United States, or in adjoining areas customarily used in the loading, unloading, repairing, or building of a vessel. The law also provides survivor … Read more
Delivery Driver Insurance – If you are using your car to earn extra cash by delivering groceries, take-out meals, and packages, you may need a special type of car insurance called delivery driver insurance. This is because most personal auto insurance policies do not cover drivers who use their cars for business purposes, such as … Read more
PIP Auto Insurance, or personal injury protection, is a type of car insurance that pays for your medical expenses, lost wages, and other related costs if you’re injured in a car accident, regardless of who is at fault. PIP auto insurance can also cover your passengers and anyone else authorized to drive your car. Here … Read more
Collision Insurance is a type of car insurance that pays to repair or replace your car if it’s damaged in an accident with another vehicle or object. It’s usually optional, but it can be valuable if you want to protect your car from costly damage. Here are some of the main features and benefits of … Read more
Health Maintenance Organization (HMO): A HMO is a type of health insurance plan that features a network of healthcare providers that offer care at a reduced cost. HMOs are one of the most common and affordable types of health insurance plans, but they also have some limitations and restrictions. READ ALSO Using a Rollover IRA … Read more
Using a Rollover IRA for Home Purchase – A rollover IRA is an individual retirement account that you can create by transferring funds from another retirement plan, such as a 401(k) or a 403(b). A rollover IRA can offer you more investment options and flexibility than your original plan. But can you use a rollover … Read more
How to Use a Checking Account – A checking account is a type of bank account that allows you to deposit and spend money easily and conveniently. It can be a useful tool for managing your personal finances, paying bills, and making purchases. READ ALSO Liability Car Insurance: What It Is and How Much You … Read more
Liability Car Insurance is a type of auto insurance that covers the damages and injuries you cause to others in a car accident that is your fault. It is required by law in most states and is usually the most expensive part of your car insurance policy. But how much liability car insurance do you … Read more
Jones Act Law – The Jones Act law is a federal law that regulates maritime commerce in the United States. It requires that goods shipped between U.S. ports be transported on ships that are built, owned, and operated by U.S. citizens or permanent residents. The Jones Act law is also known as Section 27 of … Read more